Archive

finances

Hello Dears,

When we last left off I was catching you up on the happenings of me. And then I got all carried away in Olivia Pople mania. Ha! My post have been sporadic so I just wanted to clarify. About the financial liberation piece, I have been so focused on this thing that I didn’t think about blogging. Like usher said, I was caught up! To tell you the truth, (*clears throat*) some blogs I purposely stayed away from for fear of relapsing, tempted to go out and make purchases. I had to change people, places, and things. Lol…

True story.

Now I’m thinking, If i’m not blogging about shopping and thrifting then what? Time to strategize. You all know that while I was taking pictures and posting my daily outfits, that my blog is more geared towards those who don’t have a problem reading because above all else, I am a writer. I get that some folks just want to see some pretty pictures, cute outfits, gain some inspiration, read a few lines and dip out. And that’s totally fine but then, my blog ain’t for them because I writes.

So while I’m going to be getting back into the swing of blogging, over the next few weeks my blog may be a little different. I never wanted to define it anyway, and I think I’ve proven that I’m not one dimensional. You will continue to get inspirational pep talks, life lessons, rants and a few outfit post here and there. Expect also to see topics ranging from haircare, to savings plans, to health and beauty and wherever else my mind takes me.

Just promise me, you’ll stick around for the ride. Pretty soon I’ll be posting so much, I’ll be known as a serial blogger. Ok, maybe not, but you get my drift.

As promised, for anyone who is interested in the links to the sites I was telling you about reguarding financial planning, a good way to get started is by checking out Joe Sangl’s book. To order go here.

You can download the IWBNIM app on your iphone by visiting apple.com in the app store. I’m pretty sure they have the app in the android market as well.

You can also follow Joe Sangl on twitter

Be sure to visit Joe’s personal website to get started with a host of resources including a webinar series, weekly podcast, tips on saving money right away and a host of other things.

Thanks again for all of your concerns and for sticking with me through my involuntary, but necessary hiatus. There is no way I have covered the last two months and at this point, I’m just ready to move on. I’m back!

I haven’t been taking OTD pics at all.. Here’s one I took a few weeks back before I got my hair press and curled. Oh my goodness, that’s something else I’ll have to post about, the never ending hair journey. I’m never satisfied. The weave that I was suppose to keep for three months, I only kept for a month and a half. When I took it out, I started having fantasies of creamy cracked out hair. I got a press and I was good again. Don’t pay me no mind, I’m half crazy.

I thought this outfit was cute, my kids didn’t think so though, they told me the dress was too short and since they went through all kinds of strokes and breakdowns about it, I kept it on long enough to take a few pics, and shazam, this outfit never saw the light of day. Cute though.

I’m wearing:

Dress- Wet Seal (i think)

Cardigan- H&M

Necklace-Shoppers World

Bracelets- F21

Shoes- Avon three years ago

Image

Time to end this post foreal. One last thing, it’s almost Thursday. You know what that means correct? The final Scandal episode. Mmmm, I can’t wait. Maybe I’ll wear Olivia Pope inspired looks for the rest of the week until the show down. Great idea! Check back tomorrow to see what I come up with by shopping my closet.

Peace and Blessings,

Dee

xoxox

Advertisements

20120508-090416.jpg

I’ve decided, I’ll have to share this story in parts instead of one long post. It’s long, and I don’t want you to start yawning. Excuse the length, but I don’t want to spare any detail. It’s high time I share the happenings of Dee (like you care) lol..

Part of the problem is that I honestly don’t know where to start. It’s been so long. I’ve even neglected regular entries into my own personal journal and that is so unlike me. Formost, I am fine. Better than fine. I’m great. I’ve had a two month long personal inventory so to speak. My soul started stirring sometime back in Febuary when I started attending an 8 week long intensive on financial liberation at my church. Who doesn’t discuss or go through things financially. With today’s economy, please. It’s what we discuss. But yet, we are still spending. I know I amwas.

I’m your classic spender, far from a saver and, I didn’t need a class to tell me that. I did however need the class to make me face the fact that if I continued on “spending” the way I was that my children were going to be on the welfare line, literally. It’s so much deeper than I’m sure I can even describe, but during my attendance in the class, reading, studying and budgeting (I hate the word budget) something happened inside of me. God started dealing with me. I was challenged and stretched in ways I never could imagine, and in the end, I gained FREEDOM. My pastor really is a visionary. Several months ago he started preaching a series on faith and family finances. It was so intense, I saw myself in every sermon and I just knew he was talking directly to me! That series was the jump off for the class I attended titled, “I was broke, now I’m not”. Babyyy, let me tell you, it changed my life. The creator of the program, Joe Sangl is serious about debt and financial freedom. He has books, a web based program, lecture series, and a host of tools to get you started on the road to gaining control of your finances. You can look up the course online it’s called, “I was broke,now I’m not”.

The class didn’t cost me anything. Not a dime. Well, I paid $15 for the book, and $5 for the workbook. With what I gained, that was nothing. I started thinking about all those receipts sitting in that plastic container I keep, thinking about all the ways I had totally misused my money. A savings plan, forget about it. I heard a few say they have no problem saving. And I think that’s great. But for me.. Yeah, I have a savings account, one that I put money into and probably just take it out within the next few weeks. That’s not saving. But that’s how I’ve been rolling. I am not ashamed to talk about it, I don’t care who talks about it or what they think of me for discussing it. I’m trying to help somebody else get free. Savings and spending were interchangeable for me. I didn’t understand how I had gotten to this place, and I surely didn’t know I had a problem. You know it’s one of those things, you know about it, it’s there, it exist, but when it’s placed in your lap and it’s just you in the room and your forced to look at it, all of a sudden a light bulb goes off. Oh wow, is this what I’ve been doing? Ohhhh I’ve been messing up, disrespecting my money and my future. It took a while to get me to this point(debt) and it was going to take radical change to get me out. Admitting it was the first step. For the first time in my life, I started thinking about being free in my finances. I decided I wasn’t going to spend anymore for a while. No more shopping. No more useless spending. No dining out, only necessities. A financial fast. It killed me!!!!! Ok, here goes. I am a bit of a shopaholic and a spendaholic. There, I said it.
It was time for a change and day by day it became easier to stop spending, and more worth it. I was reading, studying, and saving. While the fasting part wasn’t a requirement, it taught me discipline. I learned things I never knew about me and money. Mainly how much I waste.
I gained so much from taking this class. The lessons are practical and can very effective if used properly. I never had a budget in my life, until now! I’ve justified my outrages spending by catching sales. As much as I spend, it just never dawned on me to save. I’ve been living in the moment.
At graduation, I humbly accepted my certificate of completion. I couldn’t believe how far I’d come. I couldn’t believe how much I’d accomplished. I cried and cried and cried tears of joy. Tears of freedom. The experience was one I’ll never forget.

(check back tomorrow for part 2 and links to some of the tools I used)

Peace and Blessings
Dee